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Agent Liability

  • Retain Copy of Release when Claims filed

    In a recent decision named Alpine Fresh, the third district court of appeal determined a release of the insurance company and its “agents” signed in the underlying litigation was also a release of the independent insurance agent who provided the policy to the insured. The insurance agents in this case were “general lines agents,” as defined ...

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  • Confirmation of Insurance needs is Key in Insurance Agency Cases

    The general standard in most states for proving duty of an insurance agent is outlined below in Merriam: absence of circumstances indicating the insurance agent has assumed a duty beyond the procurement of the coverage requested by the client, the insurance agent has no obligation to advise a client regarding additional coverage or risk management. The ke...

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